Category: Budgeting

Living the Debt-Free Life
Ever since before we got married, my husband and I have had the intention of living a debt-free life.  Not such an uncommon goal anymore, but we decided that we wanted to buy our first home in cash so that we would really be able to consider our housing an asset and not a liability in times of financial hardship. Ultimately, we were successful.  We bought our first home in cash as a single-income family less than 4 years after beginning a serious savings plan.

We didn’t make a tremendous amount of money at any point.  However, we believed in our goal enough to sacrifice our lifestyle then to make for a better lifestyle now!  It has been so worth it.  This page is to encourage anybody who is trying to live a debt-free life, or even has the “crazy” idea that they want to buy a home in cash.  We did it!  You can do it!  We want to cheer you on your journey! I’ll be sharing budget advice, menus and grocery plans, and encouragement for when it’s just hard. 

grocery budget

Healthy Grocery Budget Planning

October 30, 2019 Budgeting 1 Comment
Cutting the Grocery Budget When anybody is looking to cut back on expenses, the grocery budget is usually a pretty easy place to look.  This is one of the biggest spending categories for most Americans. In my opinion, it is also the easiest area to cut expenses.  You can’t exactly…

Creating a Budget: Zero-Based Budget Basics

October 16, 2019 Budgeting No Comments
Creating a Zero-Based Budget for Saving If you read last weeks post in this budgeting series, hopefully you’ve had some time to think about why you want to tackle your savings goals.  If you didn’t, you can read that post here.  This week we’re going to get into the nitty…

Creating a Budget: Know Your Why

October 9, 2019 Budgeting 1 Comment
Creating a Budget: What is Your Why? When we mention that we’re debt free, or talk about big saving plans, or want to buy a house with cash, one of the first questions we hear is, “Well, how do you do it?” Most of the time, people are actually asking…

Buying Our Genesis House

October 2, 2019 Budgeting 3 Comments
Buying the house Four years ago, on a cool, rainy October day, Josh and I walked into a lawyer’s office to buy a house and walked out fifteen minutes later home owners. Buying a home is a pretty typical American thing to do. You get married, have a few kids,…